BCrest Payments – Flexible Payment Solutions for Banks

Serrala offers a unique new suite of bank solutions that support your bank in mastering the challenges of digitalization. Your bank can benefit from a powerful banking portal that can be set up fast and in line with budgets to provide maximum efficiency and attractive components for your corporate customers. Proven components of BCrest can be flexibly combined to meet company-specific requirements for individualized portals for:


Corporate Clients

Deploy secure, scalable, easy-to-implement and cost-efficient solutions


Smaller Business Clients 

Utilize new technologies and trends and increase standardization

Payment Workflow – Global Straight Through Processing (STP)


Under the brand BCrest Payments, Serrala supplies modules for payment transactions. Optional adapters for various access gateways (EBICS, sFTP, SWIFT among others) and converters for common formats (SEPA XML, DTE, DTAZV, EUE, SWIFT, EDIFACT, IDoc etc.) give BCrest multi-bank and international capabilities. Individual licenses for BCrest modules and components are available so that BCrest portal solutions can be expanded by adding features at any point in time.

Banks and financial service providers are able to offer the following online services with BCrest to their clients:

  • internet banking
  • manual or automatic import of payment transaction files from upstream systems
  • administration of basic data for manual payment entry
  • administration of payment groups and implementation of global changes
  • electronic signature of payment transaction files (A004/A005/A006 or X.509)
  • payment clearance via Distributed Electronic Signature (VEU)
  • transmission of payment transaction files (via EBICS, sFTP or a SWIFT service office)
  • download, display and processing of bank protocols (PTK)
  • download and display of account information
  • extensive search functions
  • export and print functionalities
  • (overlay) cash pooling
  • definition and import of target data for liquidity control
  • returned direct debit processing services

and much more.

We look forward to jointly developing an individual BCrest solution for your bank. Please make use of our contact form to receive more information.