In-House Banking
Boost Control, Cut Costs, Drive Efficiency
What is In-House Banking
In-house banking centralizes a corporation’s financial transactions, liquidity, and risk management within an internal banking function that serves only the organization and its subsidiaries.
For instance, a global corporation with operations across Europe and Asia can use an in-house bank to consolidate cash management, simplifying intercompany payments and optimizing liquidity across regions.
Discover How In-House Banking Transform Your SAP Treasury Operation
Have you considered the potential of In-House Banking? Explore the top strategic benefits of In-House Banking and see how it can reshape the efficiency and control of your financial processes.
Explore the detailed insights into the five pillars of In-House Banking:
Payment-on-Behalf-of (POBO)
Streamline Global Payments
Centralize your corporate payments globally with POBO, reducing transaction costs and enhancing financial control. By consolidating payments, POBO minimizes the need for multiple bank accounts, improving compliance and reducing operational risks.
Receipt-on-Behalf-of (ROBO)
Optimize Cash Management
Centralize incoming cash flows with ROBO, enhancing liquidity and reducing banking fees. This allows for immediate resource utilization, improving cash concentration and financial positioning, while simplifying reconciliation processes.
Global Cash Pooling
Enhance Liquidation Management
With Global Cash Pooling, centralize your cash reserves to optimize liquidity management. This reduces the need for external borrowing, lowers inter-company lending costs, and enhances financial control and visibility across your enterprise.
Intercompany Netting
Simplify Intercompany Transactions
Implement netting to streamline the settlement of intercompany transactions by offsetting receivables against payables. This reduces the number of transactions and associated costs, while improving liquidity management and reducing FX risk.
Intercompany FX Hedging
Mitigate Currency Risks
Manage and reduce foreign exchange risks through strategic FX Hedging within your In-House Banking. Centralize control of currency exposures to stabilize finances, reduce transaction costs, and enhance compliance and reporting accuracy.
Additional Resources
Optimizing In-House banking: expert roundtable featuring Serrala, Microsoft, Intel, and Citibank
Watch this webinar to learn from Microsoft, Intel, Citibank, and Serrala about leveraging in-house banking solutions and evolving strategies.
In-house banking: the strategic advantage for treasury professionals
Explore our guide to in-house banking—streamline operations, cut costs, and gain control over liquidity and risk for global corporations.
How Estée Lauder Transformed Treasury Operations with Serrala & SAP In-House Banking
How Estée Lauder transformed treasury operations by centralizing intercompany payments and cash management into a unified structure with In-House Banking.
How Microsoft Manages Global Cash with In-House Banking and SAP
Optimize cash management and streamline treasury operations with insights from Microsoft and Serrala. Learn proven in-house banking strategies.