In-House Banking
Centralize your global receipts and payments, amalgamate your cash reserves for full liquidity control and visibility, and reduce your bank dependency and transaction fees
What is in-house banking
In-house banking is exactly what it sounds like: your organization creates an internal banking function to serve itself and its subsidiaries. This allows you to centralize all financial transactions, liquidity assignment, and risk management.
A global corporation can use an in-house bank to consolidate cash management for simpler intercompany payments and better liquidity planning and availability across different countries and regions.
Discover how in-house banking transforms your SAP treasury operation
Explore the strategic benefits of in-house banking and see how it can reshape the efficiency and control of your financial processes. Our knowledge base is here to provide detailed insight into the five pillars of in-house banking.
Payment-on-Behalf-of (POBO)
A streamlined global payments approach
Consolidate worldwide payments, minimize your need for external bank accounts, reduce transaction costs, and enhance financial control for improved compliance and reduced operational risk. POBO makes it all possible.
Receipt-on-Behalf-of (ROBO)
Optimize your cash management
Centralize incoming cash flows, enhance liquidity, and reduce banking fees. ROBO enables immediate resource utilization, improved cash concentration and financial positioning, and a simpler reconciliation processes.
Global Cash Pooling
Enhance liquidity management
Amalgamate your global cash reserves, reduce the need for external borrowing, lower your inter-company lending costs, and enhance financial control and visibility across your enterprise.
Intercompany netting
Simplify intercompany transactions
Offset your global receivables against payables to reduce your overall transaction volumes (and associated costs), improve your liquidity management, and reduce your FX risk.
Intercompany FX hedging
Mitigate currency risks
Centralize control of currency exposures to stabilize finances, reduce transaction costs, and enhance compliance and reporting accuracy through strategic FX hedging.
Additional resources
Optimizing In-House banking: expert roundtable featuring Serrala, Microsoft, Intel, and Citibank
Watch this webinar to learn from Microsoft, Intel, Citibank, and Serrala about leveraging in-house banking solutions and evolving strategies.
In-house banking: the strategic advantage for treasury professionals
Explore our guide to in-house banking—streamline operations, cut costs, and gain control over liquidity and risk for global corporations.
How Estée Lauder Transformed Treasury Operations with Serrala & SAP In-House Banking
How Estée Lauder transformed treasury operations by centralizing intercompany payments and cash management into a unified structure with In-House Banking.
How Microsoft Manages Global Cash with In-House Banking and SAP
Optimize cash management and streamline treasury operations with insights from Microsoft and Serrala. Learn proven in-house banking strategies.